A Description of San Francisco, the Metropolis of the Pacific Coast Before the Fire -- One of the Most Beautiful and Picturesque Cities in America -- Home of the California Bonanza Kings.

San Francisco has had many soubriquets. It has been happily called the "City of a Hundred Hills," and its title of the "Metropolis of the Golden Gate" is richly deserved. Its location is particularly attractive, inasmuch as the peninsula it occupies is swept by the Pacific Coast on the west and the beautiful bay of San Francisco on the north and east. The peninsula itself is thirty miles long and the site of the city is six miles back from the ocean. It rests on the shore of San Francisco Bay, which, with its branches, covers over 600 square miles, and for beauty and convenience for commerce is worthy of its magnificent entrance--the Golden Gate.

San Francisco was originally a mission colony. It is reported that "the site of the mission of San Francisco was selected because of its political and commercial advantages. It was to be the nucleus of a seaport town that should serve to guard the dominion of Spain in its vicinity. Most of the other missions were founded in the midst of fertile valleys, inhabited by large numbers of Indians." Both of these features were notably absent in San Francisco. Even the few Indians there in 1776 left upon the arrival of the friars and dragoons. Later on some of them returned and others were added, the number increasing from 215 in 1783, to 1,205 in 1813. This was the largest number ever reported. Soon after the number began to decreasse through epidemics and emigration, until there was only 204 in 1832.

The commercial life of San Francisco dates from 1835, when William A. Richardson, and Englishman, who had been living in Sausalito since 1822, moved to San Francisco. He erected a tent and began the collection of hides and tallow, by the use of two 30-ton schooners leased from the missions, and which plied between San Jose and San Francisco. At the time Mr. Richardson was also captain of the port.

Seventy-five years ago the white adult males, apart from the Mission colony, consisted of sixteen persons. The local census of 182 showed a population of 36,000, and ten years later 90,000. The last general census of 1900 credits the city with a population of 343,000. The increase in the last six years has been much greater than for the previous five, and it is generally conceded that the population at the time of the fire was about 425,000.

California was declared American territory by Commodore Sleat, at Monterey, on the 7th of July, 1846, who on that day caused the American flag to be raised in that town. On the following day, under instructions from the commodore, Captain Montgomery, of the war sloop Portsmouth, performed a similar service in Yerba Buena, by which name the city afterwards christened San Francisco was then known. This ceremony took place on the plot of ground, afterward set apart as Portsmouth Square, on the west line of Kearney street, between Clay and Washington. At that time and for some years afterwards, the waters of the bay at high tide, came within a block of the spot where this service occurred. This was a great event in the history of the United States, and it has grown in importance and in appreciative remembrance from that day to the present, as the accumulative evidence abundantly shows.

Referring to the change in name from Yerba Buena to San Francisco, in 1847, a writer says: "A site so desirable for a city, formed by nature for a great destiny on one of the finest bays in the world, looking out upon the greatest, the richest, and the most pacific of oceans--in the very track of empire--in the healthiest of latitudes--such a site could not fail to attract the attention of the expanding Saxon race. Commerce hastened it, the discovery of gold consummated it."

Modern San Francisco had its birth following the gold discoveries which led to the construction of the Central Pacific railway, and produced a vast number of very wealthy men known by the general title of California Bonanza Kings. San Francisco became the home and headquarters of these multi-millionaires, and large sumes of their immense fortunes were invested in palatial residences and business blocks.

The bonanza king residence section was Nob Hill, an eminence near the business part of the city.

In the early days of San Francisco's growth and soon after the Central Pacific railroad had been buidit by Leland Stanford, Charles Crocker, Mark Hopkins, Collis P. Huntington and the others who devoted the best part of their lives to the project of crossing the mountains by rail this hill was selected as the most desirable spot in the city for the erection of homes for the use of wealthy pioneers.

The eminence is situated northwest of the business section of the city and commands a view of the bay and all adjacent territory with the exception of the Pacific Ocean, Russian Hill, Pacific Heights and several other high spots obscuring the view toward the west.

Far removed above the din and noise of the city Charles Crocker was the first to erect his residence on the top of this historical hill which afterward became known as Nob Hill. The Crocker home was built of brick and wood originally, but in later years granite staircases, pillars and copings were substituted. In its time it was looked upon as the most imposing edifice in the city and for that reason the business associates of the railroad magnate decided to view with him in the building of their homes.

Directly across from the Crocker residence on California street Leland Stanford caused to be built a residence structure that was intended to be the most ornate in the western metropolis. It was a veritable palace and it was within its walls that the boyhood days of Leland Stanford, Jr., after whom the university if named, were spent in luxurious surroundings. After the death of the younger Stanford a memorial room was set apart and the parents permitted no one to enter this except a trusted man survant who had been in the family for many years.

But the Stanford residence was relegated to the background as an object of architectural beauty when Mark Hopkins invaded the sacred precincts of Nob Hill and erected the residence which he occupied for three or four years. At his death the palatial building was deeded to the California Art Institute and as a tribute to the memory of the sturdy pioneer the building was called the Hopkins Institute of Art. Its spacious rooms were laden with the choicest works of art on the Pacific coast and the building and its contents were at all times a source of interest to the thousands of tourists who visited the city.

The late Collis P. Huntington was the next of the millionaires of San Francisco to locate upon the crest of Nob Hill. Within a block of the Crocker, Stanford and Hopkins palaces this railroad magnate of the west erected a mansion of granite and marble that caused all the others to be thrown in the shade. Its exterior was severe in its simplicity, but to those who were fortunate to gain entrance to the interior the sight was one never to be forgotten. The palaces of Europe could not excel it and for several years Huntington and his wife were its only occupants aside from the army of servants required to keep the house and grounds in order.

Not to be outdone by the railroad magnates of the city the next to acquire property on the crest of the hill was James Flood, the "bonanza king" and partner with William O'Brien, the names of both being closely interwoven with the early history of California and the Comstock Lode. After having paid a visit to the east the millionaire mine owner became impressed with the brown stone fronts of New York and outdone his neighbors by erecting the only brown stone structure in San Francisco.

It was in this historic hilltop also that James G. Fair laid the foundation of a residence that was intended to surpass anything in the sacred precincts, but before the foundations had been completed domistic troubles resulted in putting a stop to building operations and it is on this site that Mrs. Herman Oelrichs, daughter of the late millionaire mine owner, erected the palatial Fairmont hotel, which was one of the most imposing edifices in San Francisco.

The old San Francisco is dead. The gayest, lightest hearted, most pleasure loving city of this continent, and in many ways the most interesting and romantic, is a horde of huddled refugees living among ruins. But those who have known that peculiar city by the Golden Gate and have caught its flavor of the Arabian Nights feel that it can never be the same. It is as though a pretty, frivolous woman had passed through a great tragedy, She survives, but she is sobered and different. When it rises out of the ashes it will be a modern city, much like other cities and without its old flavor.

The city lay on a series of hills and the lowlands between. These hills are really the end of the Coast Range of mountains which lie between the interior valleys and the ocean to the south. To its rear was the ocean; but the greater part of the town fronted on two sides on San Francisco Bay, a body of water always tinged with gold from the great washings of the mountains, usually overhung with a haze, and of magnificent color changes. Across the bay to the north lies Mount Tamalpais, about 5,000 feet high, and so close that ferries from the waterfront took one in less than half an hour to the little towns of Sausalito and Belvidere, at its foot.

It is a wooded mountain, with ample slopes, and from it on the north stretch away ridges of forest land, the outposts of the great Northern woods of Sequoia semperrirens. This mountain and the mountainous country to the south brought the real forest closer to San Francisco than to any other American city.

Within the last few years men have killed deer on the slopes of Tamalpais and looked down to see the cable cars srawling up the hills of San Francisco to the north. In the suburbs coyotes still stole and robbed hen roosts by night. The people lived much out of doors. There was no time of the year, except a short part of the rainy season, when the weather kept one from the woods. The slopes of Tamalpais were crowded with little villas dorred through the woods, and those minor estates ran far up into the redwood country. The deep coves of Belvidere, sheltered by the wind from Tamalpais, held a colony of "arks" or houseboats, where people lived in the rather disagreeable summer months, going over to business every other day by ferry. Everything invited out of doors.

The climate of California is peculiar; it is hard to give an impression of it. In the first place, all the forces of nature work on laws of their own in that part of California. There is no thunder or lightning; there is no snow, except a flurry once in five or six years; there are perhaps a dozen nights in the winter when the thermometer drops low enough so that there is a little film of ice on exposed water in the morning. Neither is there any hot weather. Yet most Easterners remaining in San Francisco for a few days remember that they were always chilly.

For the Gate is a big funnel, drawing in the winds and the mists which cool off the great, hot interior valleys of the San Joaquin and Sacramento. So the west wind blows steadily ten months of the year and almost all the mornings are foggy. This keeps the temperature steady at about 55 degrees--a little cool for comfort of an unacclimated person, expecially indoors. Californians, used to it, hardly every thought of making fires in their houses except in the few exceptional days of the winter season, and then they relied mainly upon fireplaces. This is like the custom of the Venetians and the Florentines.

But given an Easterner six months of it and he too learns to exist without a chill in a steady temperature a little lower than that to which he is accustomed at home. After that one goes about with perfect indifference to the temperature. Summer and winter San Francisco women wore light tailor-made clothes, and men wore the same fall weight suits all the year around. There is no such thing as a change of clothing for the seasons. And after becoming acclimated these people found the changes from hot to cold in the normal regions of the earth hard to bear. Perhaps once in two or three years there comes a day when there is no fog, no wind and a high temperature in the coast district. Then there is hot weather, perhaps up in the eighties, and Californians grumble, swelter and rustle for summer clothes. These rare hot days were the only times when one saw on the streets of San Francisco women in light dresses.

Along in early May the rains cease. At that time everything is green and bright and the great golden poppies, as large as the saucer of an after dinner coffee cup, are blossoming everywhere. Tamalpais is green to its top; everything is washed and bright. By late May a yellow tinge is creeping over the hills. This is followed by a golden June and a brown July and August. The hills are burned and dry. The fog comes in heavily, too; and normally this is the most disagreeable season of the year. September brings a day or two of gentle rain; and then a change, as sweet and mysterious as the breaking of spring in the East, comes over the hills. The green grows through the brown and the flowers begin to come out.

As a matter of fact, the unpleasantness of summer is modified by the certainty that one can go anywhere without fear of rain. And in all the coast mountains, especially the seaward slopes, the dews and the shelter of the giant underbrush keep the water so that these areas are green and pleasant all summer.

In a normal year the rains begin to fall heavily in November; there will be three or four days of steady downpour and then a clear and green week. December is also likely to be rainy; and in this month people enjoy the sensation of gathering for Christmas the mistletoe which grows profusely on the live oaks, while the poppies are beginning to blossom at their feet. By the end of January the rains come lighter. In the long spaces between rains there is a temperature and a feeling in the air much like that of Indian summer in the East. January is the month when the roses are at their brightest.

So much for the strange climate, which invites out of doors and which has played its part in making the character of the people. The externals of the city are--or were, for they are no more--just as curious. One usually entered the city by way of San Francisco Bay. Across its yellow flood, covered with the fleets from the strange seas of the Pacific, San Francisco presented itself in a hill panorama. Probably no other city of the world could be so viewed and inspected at first sight. It rose above the passenger, as he reached dockage, in a succession of hill terraces.

At one side was Telegraph Hill, the end of the peninsula, a height so abrupt that it had a 200 foot sheer cliff on its seaward frontage. Further along lay Nob Hill, crowned with the Mark Hopkins mansion, which had the effect of a citadel, and in later years by the great, white Fairmount. Further along was Russian Hill, the highest point. Below was the business district, whose low site caused all the trouble.

Except for the modern buildings, the fruit of the last ten years, the town presented at first sight a disreputable appearance. Most of the buildings were low and of wood. In the middle period of the 70's, when a great part of San Francisco was building, there was some atrocious architecture perpetrated. In that time, too, every one put bow windows on his house, to catch all the morning sunlight that was coming through the fog, and those little houses, with bow windows and fancy work all down their fronts, were characteristic of the middle class residence district.

Then the Italians, who tumbled over Telegraph Hill, had built as they listed and with little regard for streets, and their houses hung crazily on a side hill which was little less than a precipice. For the most part, the Chinese, although they occupied an abandoned business district, had remade the houses Chinese fashion, and the Mexicans and Spaniards had added to their houses those little balconies without which life is not life to a Spaniard.

Yet the most characteristic thing after all was the coloring. For the sea fog had a trick of painting every exposed object a sea gray which had a tinge of dull green in it. This, under the leaden sky of a San Francisco morning, had a depressing effect on first sight and afterward became a delight to the eye. For the color was soft, gentle and infinitely attractive in mass.

The hills are steep beyond conception. Where Vallejo street ran up Russian Hill it progressed for four blocks by regular steps like a flight of stairs. It is unnecessary to say that no teams ever came up this street or any other like it, and grass grew long among the paving stones until the Italians who live thereabouts took advantage of this to pasture a cow or two. At the end of the four blocks, the pavers had given it up and the last stage to the summit was a winding path. On the very top, a colony of artists lived in little villas of houses whose windows got the whole panorama of the bay. Luckily for these people, a cable car climbed the hill on the other side, so that it was not much of a climb to home.

With these hills, with the strangeness of the architecture and with the green gray tinge over everything, the city fell always into vistas and pictures, a setting for the romance which hung over everything, which always hung over life in San Francisco since the padres came and gathered the Indians about Mission Dolores.

And it was a city of romance and a gateway to adventure. It opened out on the mysterious Pacific, the untamed ocean, and most of China, Japan, the South Sea Islands, Lower California, the west coast of Central America, Australia that came to this country passed in through the Golden Gate. There was a sprinkling, too, of Alaska and Siberia. From his windows on Russian Hill one saw always something strange and suggestive creeping through the mists of the bay. It would be a South Sea Island junk with fanlike sails, back from an expedition after sharks' livers; an old whaler, which seemed to drip oil, back from a year of cruising in the Arctic. Even the tramp windjammers were deep chested craft, capable of rounding the Horn or of circumnavigating the globe; and they came in streaked and picturesque from their long voyaging.

In the orange colored down which always comes through the mists of that bay, the fishing fleet would crawl in under triangular lateen sails, for the fishermen of San Francisco Bay were all Neapolitans who brought their customers and their customs and sail with lateen rigs shaped like the ear of a horse when the wind fills them and stained an orange brown.

Along the waterfront the people of these craft met. "The smelting pot of the races," Stevenson called it; and this was always the city of his soul. There are black Gilbert Islanders, almost indistinguishable from negroes; lighter Kanakas from Hawaii or Samoa; Lascars in turbans; thickset Russian sailors; wild Chinese with unbraided hair; Italian fishermen in tam o'shanters, loud shirts and blue sashes; Greeks, Alaska Indians, little bay Spanish-Americans, together with men of all the European races. These came in and out from among the queer craft, to lose themselves in the disreputable, tumbledown, but always mysterious shanties and small saloons. In the back rooms of these saloons South Sea Island traders and captains, fresh from the lands of romance, whaling masters, people who were trying to get up treasure expeditions, filibusters, Alaskan miners, used to meet and trade adventures.

There was another element, less picturesque and equally characteristic, along the waterfront. For San Francisco was the back eddy of European civilization--one end of the world. The drifters came there and stopped, longered a while to live by their wits in a country where living after a fashion has always been marvellously cheap. These people haunted the waterfront or lay on the grass on Portsmouth Square.

That square, the old plaza about which the city was built, Spanish fashion, had seen many things. There in the first burst of the early days the vigilance committee used to hold its hangings. There in the time of the sand lot riots Dennis Kearney, who nearly pulled the town down about his ears, used to make his orations which set the unruly to rioting. In these later years Chinatown laid on one side of it and the Latin quarter and the "Barbary Coast" on the other.

On this square men used to lie all day long and tell strange yarns. Stevenson lay there with them in his time and learned the things which he wrote into "The Wrecker" and his South Sea stories, and in the center of the square there stood the beautiful Stevenson monument. In later years the authorities put up a minicipal building on one side of this square and prevented the loungers, for decency's sake, from lying on the grass. Since then some of the peculiar character of the old plaza had gone.

The Barbary Coast was a loud bit of hell. No one knows who coined the name. The place was simply three blocks of solid dance halls, there for the delight of the sailors of the world. On a fine busy night every door blared loud dance music from orchestra, steam pianos and gramaphones and the cumulative effect of the sound which reached the street was at least strange. Almost anything might be happening behind the swinging doors. For a fine and picturesque bundle of names characteristic of the place, a police story of three or four years ago is typical. Hell broke out in the Eye Wink Dance Hall. The trouble was started by a sailor known as Kanaka Pete, who lived in the What cheer House, over a woman known as Iodoform Kate. Kanaka Peter chased the man had marked to the Little Silver Dollar, where he turned and punctured him. The by-product of his gun made some holes in the front of the Eye Wink, which were proudly kept as souvenirs, and were probably there until it went out in the fire. This was low life, the lowest of the low.

Until the last decade almost anything except the commonplace and the expected might happen to a man on the waterfront. The cheerful industry of shanghaing was reduced to a science. A stranger taking a drink in one of the saloons which hung out over the water might be dropped through the floor into a boast, or he might drink with a stranger and wake in the forecastle of a whaler bound for the Arctic. Such an incident is the basis of Frank Norris's novel, "Moran of the Lady Letty," and although the novel draws it pretty strong, it is not exaggerated. Ten years ago the police and the foreign consuls, working together, stopped this.

Kearney street, a wilder and stranger Bowery, was the main thoroughfare of these people. An exiled Californian, mourning over the city of his heart, said recently:

"In a half an hour of Kearney street I could raise a dozen men for any wild adventure, from pulling down a statue to searching for the Cocos Island treasure."

This is hardly an exaggeration.

These are a few of the elements which made the city strange and gave it the glamour of romance which has so strongly attracted such men as Stevenson, Frank Norris and Kipling. This lay apart from the regular life of the city, which was distinctive in itself.

The Californian is the second generation of a picked and mixed stock. The merry, the adventurous, often the desperate, always the brave, deserted the South and New England in 1849 to rush around the Horn or to try the perils of the plains. They found there already grown old in the hands of the Spaniards younger sons of hildalgos and many of them of the proudest blood of Spain. To a great extent the pioneers intermarried with Spanish women; in fact, except for a proud little colony here and there, the old Spanish blood is sunk in that of the conquering race. Then there was an influx of intellectual French people, largely overlooked in the histories of the early days; and this Latin leaven has had its influence.

Brought up in a bountiful country, where no one really has to work very hard to live, nurtured on adventure, scion of a free and merry stock, the real, native Californian is a distinctive type; so far from the Easterner in psychology as the extreme Southerner is from the Yankee. He is easy going, witty, hospitable, lovable, inclined to be unmoral rather than immoral in his personal habits, and above all easy to meet and to know.

Above all there is an art sense all through the populace which sets it off from any other part of the country. This sense is almost Latin in its strength, and the Californian owes it to the leaven of Latin blood. the true Californian lingers in the north; for southern California has been built up by "lungers" from the East and middle West and is Eastern in character and feeling.

With such a people life was always gay. If they did not show it on the streets, as do the people of Paris, it was because the winds made open cafes disagreeable at all seasons of the year. The gayety went on indoors or out on the hundreds of estates that fringed the city. It was noted for its restaurants. perhaps the very best for people who care not how they spend their money could not be had there, but for a dollar, 75 cents, 50 cents, a quarter or even 15 cents the restaurants afforded the best fare on earth at the price.

If one should tell exactly what could be had at Coppa's for 50 cents or at the Fashion for, say, 35, no New Yorker who has not been there would believe it. The San Francisco French dinner and the San Francisco free lunch were as the public Library to Boston or the stock yards to Chicago. A number of causes contributed to this consummation. The country all about produced everything that a cook needed and that in abundance--the bay was an almost untapped fishing pond, the fruit farms came up to the very edge of the town, and the surrounded country produced in abundance fine meats, all cereals and all vegetables.

But the chefs who came from France in the early days and like this land of plenty were the head and front of it. They passed on their art to other Frenchmen or to the clever Chinese. Most of the French chefs at the beggest restraurants were born in Canton, China. Later the Italians, learning of this country where good food is appreciated, came and brought their own style. Householders always dined out one or two nights of the week, and boarding houses were scarce, for the unattached preferred the restaurants. The eating was usually better than the surroundings.

Meals that were marvels were served in tumbledown little hotels. Most famous of all the restaurants was the Poodle Dog. There have been no less than four restaurants of this name, beginning with a frame shanty where, in the early days, a prince of French cooks used to exchange ragouts for gold dust. Each succeeding restaurant of the name has moved further downtown; and the recent Poodle Dog stood on the edge of the Tenderloin in a modern five story building. And it typified a certain spirit that there was in San Francisco.

For on the ground floor was a public restaurant where there was served the best dollar dinner on earth. It ranked with the best and the others were in San Francisco. Here, especially on Sunday night, almost everybody went to vary the monotony of home cooking. Every one who was any one in the town could be seen there off and on. It was perfectly respectable. A man might take his wife and daughter there.

On the second floor there were private dining rooms, and to dine there, with one or more of the opposite sex, was risque but not especially terrible. But the third floor--and the fourth floor--and the fifth. The elevator man of the Poodle Dog, who had held the job for many years and never spoke unless spoken to, wore diamonds and was a heavy investor in real estate. There were others as famous in their way--the Zinka, where, at one time, every one went after the theatre, and Tate's the Palace Grill, much like the grills of Eastern hotels, except for the price; Delmonico's which ran the Poodle Dog neck and neck in its own line, and many others, humbler but great at the price.

The city never went to bed. There was no closing law, so that the saloons kept open nights and Sundays, at their own sweet will. Most of them elected to remain open until 3 o'clock in the morning at least. Yet this restaurant life did not exactly express the careless, pleasure loving character of the people. In great part their pleasures were simple, inexpensive and out of doors. No people were fonder of expeditions into the country, of picnics--which might be brought off at almost any season of the year--and often long tours in the great mountains and forests. And hospitality was nearly a vice.

As in the early mining days, if they likes the stranger the people took him in. At the first meeting the local man probably had him put up at a club; at the second, he invited him home to dinner. As long as he stayed he was being invited to week end parties at ranches, to little dinners in this or that restaurant and to the houses of his new acquaintances, until his engagements grew beyond hope of fulfillment. There was rather too much of it. At the end of a fortnight a stranger with a pleasant smile and a good story left the place a wreck. This tendency ran through all grades of society--except, perhaps, the sporting people who kept the tracks and the fighting game alive. These also met the stranger--and also took him in.

Centers of men of hospitality were the clubs, especially the famous Bohemian and the Family. The latter was an offshot of the Bohemian, which had been growing fast and vieing with the older organization for the honor of entertaining pleasing and distinguished visitors.

The Bohemian Club, whose real founder is said to have been the late Henry George, was formed in the '70s by a number of newspaper writers and men working in the arts or interested in them. It had grown to a membership of 750. It still kept for its nucleus painters, writers, musicians and actors, amateur and professional. They were a gay group of men, and hospitality was their avocation. Yet the thing which set this club off from all others in the world was the midsummer High Jinks.

The club owns a fine tract of redwood forest fifty miles north of San Francisco, on the Russian River. There are two varieties of big trees in California; the Sequoia gigantea and the Sequoia semperfirens. The great trees of the mariposa grove belong to the gigantea species. The semperfirens, however, reaches the diameter of 16 feet, and some of the greatest trees of this species are in the Bohemian Club grove. It lies in a cleft of the mountains; and up one hillside there runs a natural out of door stage of remarkable acoustic properties.

In August the whole Bohemian Club, or such as could get away from business, went up to this grove and camp out for two weeks. And on the last night they put on the Jinks proper, a great spectacle with poetic words, music and effects done by the club, in praise of the forest. In late years this had been practically a masque or an opera. It cost about $10,000. It took the spare time of scores of men for weeks; yet these 700 business men, professional men, artists, newspaper workers, struggled for the honor of helping out on the Jinks; and the whole thing was done naturally and with reverence. It would hardly be possible anywhere else in this country; the thing which made it possible is the art spirit which is in the Californiana. It runs in the blood.

Some one has been collecting statistics which prove this point. "Who's Who in America" is long on the arts and on learning and comparatively weak in business and the professionals. Now some one who has taken the trouble has found that more persons mentioned in "Who's Who" by the thousand of the population were born in Massachusetts than in any other State; but that Massachusetts is crowded closely by California, with the rest nowhere. The institutions of learning in Massachusetts account for her preeminence; the art spirit does it for California. The really big men nurtured on California influence are few, perhaps; but she has sent out an amazing number of good workers in painting, in authoriship, in music and especially in acting.

"High Society" in San Francisco had settled down from the rather wild spirit of the middle period; it had come to be there a good deal as it is elsewhere. There was much wealth; and the hills of the western addition were growing up with fine mansions. Outside of the city, at Burlingame, there was a fine country club centering a region of country estates which stretched out to Menlo Park. This club had a good polo team, which played every year with teams of Englishment from southrn California and even with teams from Honolulu.

The foreign quarters were worth a chapter in themselves. Chief of these was, of course, Chinatown, of which every one has heard who ever heard of San Francisco. A district six blocks long and two blocks wide, when the quarter was full, housed 30,000 Chinese. The dwellings were old business blocks of the early days; but the Chinese had added to them, rebuilt them, had run out their own balconies and entrances, and had given it that feeling of huddled irregularity which makes all Chinese built dwellings fall naturally into pictures. Not only this, they had burrowed to a depth equal to three stories under the ground, and through this ran passages in which the Chinese transacted their dark and devious affairs--as the smuggling of opium, the traffic in slave girls and the settlement of their difficulties.

There was less of this underground life than formerly, for the Board of Health had a cleanup some time ago; but it was still possible to go from one end of Chinatown to the other through secret underground passages. The Chinese lived there their own life in their own way. The Chinatown of New York is dull beside it. And the tourist, who always included Chinatown in his itinerary, saw little of the real life. The guides gave him a show by actors hired for his benefit. In reality the place had considerable importance in a financial way. There were clothing and cigar factories of importance, and much of the tea and silk importing was in the hands of the merchants, who numbered several millionaires. Mainly, however, it was a Tenderloin for the house servants of the city--for the San Francisco Chinaman was seldom a laundryman; he was too much in demand at fancy prices as a servant.

The Chinese lived their own lives in their own way and settled their own quarrels with the revolvers of their highbinders. There were two theaters in the quarter, a number of rich joss houses, three newspapers and a Chinese telephone exchange. There is a race feeling against the Chinese among the working people of San Francisco, and no white man, except the very lowest outcasts, lived in the quarter.

On the slopes of Telegraph Hill dwelt the Mexicans and Spanish, in low houses, which they had transformed by balconies into a resemblance of Spain. Above, and streaming over the hill, were the Italians. The tenement quarter of San Francisco shone by contract with that of New York, for while these people lived in old and humble houses they had room to breathe and a high eminence for light and air. Their shanties clung on the side of the hill or hung on the very edge of the precipice overlooking the bay, on the edge of which a wall kept their babies from falling. The effect was picturesque, and this hill was the delight of painters. It was all more like Italy than anything in the Italian quarter of New York and Chicago--the very climate and surroundings, wine country close at hand, the bay for their lateen boats, helped them.

Over by the ocean and surrounded by cemeteries in which there are no more burials, there is an eminence which is topped by two peaks and which the Spanish of the early days named after the breasts of a woman. At its foot was Mission Dolores, the last mission planted by the Spanish padres in their march up the coast, and from these hills the Spanish looked for the first time upon the golden bay.

Many years ago some one set up at the summit of this peak a sixty foot cross of timber. Once a high wind blew it down, and the women of the Fair family then had it restored so firmly that it would resist anything. As it is on a hill it must have stood. It has risen for fifty years above the gay, careless, luxuriant and lovable city, in full view from every eminence and from every alley. It must stand now above the desolation of ruins.

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