during this time. On May 1, 1885, one year after beginning business, the bank's deposits stood at $351,891, and its loans and discounts at $526,481, showing not only an established prosperity but careful and conservative management. On May 1, 1886, deposits stood at $419,029, loans and discounts at $633,274, with a surplus of $17,000. On May 1, 1887, deposits stood at $719,434, loans and discounts at $756,538, the surplus being $20,000, and undivided profits, $11,117. Thus during two years from May, 1885, to May, 1887, the bank deposits had increased $367,343, and its loans and discounts $230,054, notwithstanding two other national banks had in the meantime been established. Upon the death of Mr. Millard, Mr. A. P. Hopkins (who, on coming to Omaha in 1866, was for a time connected with the Omaha National Bank, while Mr. Millard was its president, and later engaged for thirteen years in banking at Fremont) was elected president, Mr. Alfred Millard, son of the late president, was made cashier, and F. B. Bryant, assistant cashier. The members of its board of directors are: Wm. G. Maul, Clark Woodman, Andrew Henry, S. R. Johnson, L. B. Williams, E. M. Morsman and Joseph Garneau, Jr., men of acknowledged financial soundness and ability, giving to the public every assurance of maintaining the safe and prudent course which has so far brought the

bank into general esteem. Of the late Ezra Millard it can be said that he was one of the best of our great citizens and one of the greatest of our good citizens. He came as near being an ideal and a model for imitation as any man whom Omaha has known. As a banker he was broad, level-headed and sagacious; as a business man in any department, far-seeing, methodical and progressive; as a citizen he was generous, public-spirited and wonderfully well informed. He was a pioneer. Under his eye this city has grown from a hamlet. He was foremost in its interests, and his foresight and counsel aided its development. For nearly thirty years his prominence and influence have been recognized throughout the State and far beyond its boundaries. He was also the founder of the Omaha National Bank, of which he was president for eighteen years. To the railroad interests of the city he devoted his energies and abilities, and contributed largely to the development of this as a railroad center. Mr. Millard was born in 1834 at Hamilton, Ontario. He came to the States with his parents in 1850, and settled in Iowa, from whence he came to Omaha in 1856. He became a member of the land agency firm of Barrows, Millard & Co., the company

beginning the banking business in 1860. The firm of Millard, Caldwell & Co. was organized later on and he remained with it until 1870. He was largely interested in real estate and building, and at the time of his death was vice-president of the Union Trust Company and treasurer of the Cable Tramway Company. He at one time served as mayor of the city. Mr. Millard was a Christian and a member of the Presbyterian church. His, death occurred at Saratoga Springs, New York, August 20, 1886. It was very sudden and caused by heart disease. He was cut off in his prime, being but fifty-three years of age. His loss has been deeply felt by all interested in the growth of this city and State.