I SHOULD have mentioned before, that in the autumn of the preceding year I had formed most of my ingenious acquaintance into a club for mutual improvement, which we called the JUNTO. We met on Friday evenings. The rules that I drew up required that every member, in his turn, should produce one or more queries on any point of Morals, Politics, or Natural Philosophy to be discussed by the company; and once in three months produce and read an essay of his own writing, on any subject he pleased. Our debates were to be under the direction of a president, and to be conducted in the sincere spirit of inquiry after truth, without fondness for dispute, or desire of victory; and to prevent warmth, all expressions of positiveness in opiu ions, or direct contradiction, were after some time made contraband, and prohibited under small pecuniary penalties.

The first members were Joseph Breintnal, a copier of deeds for the scriveners, a good-natured, friendly4 middle-aged man, a great lover of poetry, reading all he could meet with, and writing some that was to!erable; very ingenious in making little nicknackeries, and of sensible conversation.

Thomas Godfrey, a self-taught mathematician, great in his way, and afterwards inventor of what is now called Hadley's Quadrant.1 But he knew little out of his way, and was not a pleasing companion; as, like most great mathematicians I have met with, he expected universal precision in everything said, or was for ever denying or distinguishing upon trifles, to the disturbance of all conversation. He soon left us.

Nicholas Scull, a surveyor, afterwards surveyor-general, who loved books, and sometimes made a few verses.

William Parsons, bred a shoemaker, but loving reading had acquired a considerable share of mathematics, which he first studied with a view to astrology, and afterwards laughed at it. He also became surveyor-general.

William Maugridge, joiner, but a most exquisite mechanic, and a solid, sensible man.

Hugh Meredith, Stephen Potts, and George Webb, I have characterized before.

Robert Grace, a young gentleman of some fortune, generous, lively, and witty; a lover of punning and of his friends.

Lastly, William Coleman, then a merchantís clerk, about my age, who had the coolest, clearest head, the best heart, and the exactest morals, of almost any man I ever met with. He became afterwards a merchant of great note, and one of our provincial judges. Our friendship continued without interruption to his death, upwards of forty years; and the club continued almost as long, and was the best school of philosophy, morality, and politics that then existed in the province; for our queries, which were read the week preceding their discussion, put us upon reading with attention on the several subjects, that we might speak more to the purpose; and here, too, we acquired better habits of conversation, everything being studied in our rules which might prevent our disgusting each other. Hence the long continuance of the club, which I shall have frequent occasion to speak further of hereafter.

But my giving this account of it here, is to show something of the interest I had, every one of these exerting themselves in recommending business to us. Breintnal particularly procured us from the Quakers the printing of forty sheets of their history, the rest being to be done by Keimer; and upon these we worked exceedingly hard, for the price was low. It was a folio, pro patrid size, in pica, with long primer notes. I composed a sheet a day, and Meredith worked it off at press. It was often eleven at night, and sometimes later, before I had finished my distribution for the next dayís work; for the little jobs sent in by our other friends now and then put us back. But so determined I was to continue doing a sheet a day of the folio, that one night, when having imposed my forms I thought my dayís work over, one of them by accident was broken, and two pages reduced to pie. I immediately distributed and cornposed it over again before I went to bed; and this industry, visible to our neighbours, began to give us character and credit. Particularly I was told, that mention being made of the new printing-office at the merchantsí every-night club, the general opinion was that it must fail, their being already two printers in the place, Keimer and Bradford. But Dr. Baird (whom you and I saw many years after at his native place, St. Andrewís in Scotland) gave a contrary opimon; "For the industry of that Franklin," said he, "is superior to anything I ever saw of the kind. I see him still at work when I go home from club, and he is at work again before his neighbours are out of bed." This struck the rest, and we soon after had offers from one of them to supply us with stationery; but as yet we did not choose to engage in shop business.

I mention this industry more particularly and the more freely, though it seems to be talking in my own praise, that those of my posterity who shall read it, may know the use of that virtue, when they see its effects in my favour throughout this relation.

George Webb, who had found a female friend that lent him wherewith to purchase his time of Keimer, now came to offer himself as a journeyman to us. We could not then employ him; but I foolishly let him know, as a secret, that I soon intended to begin a newspaper, and might then have work for him. My hopes of success, as I told him, were founded on this: that the then only newspaper, printed by Bradford, was a paltry thing, wretchedly managed, no way entertaining, and yet was profitable to him,óI therefore freely thought a good paper would scarcely fail of good encouragement. I requested Webb not to mention it; but he told it to Keimer, who immediately, to be beforehand with me, published proposals for one himself, on which Webb was to be employed. I was vexed at this; and to counteract them, not being able to commence our paper, I wrote several amusing pieces for Bradfordís paper, under the title of THE BUSY BODY, which Breintnal continued some months. By this means the attention of the public was fixed on that paper; and Keimerís proposals, which we burlesqued and ridiculed, were disregarded. He began his paper, however; and before carrying it on three-quarters of a year, with at most only ninety subscribers, he offered it me for a trifle; and I, having been ready some time to go on with it, took it in hand directly, and it proved in a few years extremely profitable to me.2

I perceive that I am apt to speak in the singular number, though our partnership still continued; it may be, that in fact the whole management of the business lay upon me. Meredith was no compositor, poor pressman, and seldom sober. My friends lamented my connection with him, but I was to make the best of it.

Our first papers made quite a different appearance from any before in the province; a better type and better printed; but some remarks3 of my writing, on the dispute then going on between Governor Burnet and the Massachusetts Assembly, struck the principal people, occasioned the paper and the manager of it to be much talked of, and in a few weeks brought them all to be our subscribers.

Their example was followed by many, and our number went on growing continually. This was one of the first good effects of my having learned a little to scribble; another was, that the leading men, seeing a newspaper now in the hands of those who could also handle a pen, thought it convenient to oblige and encourage me. Bradford still printed the votes, and laws, and other public business. He had printed an address of the House to the Governor, in a coarse, blundering manner; we reprinted it elegantly and correctly, and sent one to every member. They were sensible of the difference, it strengthened the hands of our friends in the House, and they voted us their printers for the year ensuing.

Among my friends in the House I must not forget Mr. Hamilton, before mentioned, who was then returned from England, and had a seat in it. He interested himself for me strongly in that instance, as he did in many others afterwards, continuing his patronage till his death.4

Mr. Vernon, about this time, put me in mind of the debt I owed him, but did not press me. I wrote to him an ingenuous letter of acknowledgment, craving his forbearance a little longer, which be allowed me. As soon as I was able I paid the principal with the interest, and many thanks; so that erratum was in some degree correctced.5

But now another difficulty came upon me, which I had never the least reason to expect. Mr. Meredithís father, who was to have paid for our printinghouse, according to the expectations given me, was able to advance only one hundred pounds currency, which had been paid; and a hundred more were due to the merchant, who grew impatient, and sued us all. We gave bail, but saw that if the money could not be raised in time, the suit must soon come to a judgment and execution, and our hopeful prospects must with us be ruined, as the press and letters must be sold for payment, perhaps at half-price.

In this distress two true friends, whose kindness I have never forgotten, nor ever shall forget while I can remember anything, came to me separately, unknown to each other, and, without any application from me, offered each of them to advance me all the money that should be necessary to enable me to take the whole business upon myself, if that should be practicable; but they did not like my continuing the partnership with Meredith, who, as they said, was aften seen drunk in the street, playing at low games in ale-houses, much to our discredit. These two friends were William Coleman and Robert Grace. I told them I could not propose a separation, while any prospect remained of the Merediths fulfilling their part of our agreement, because I thought myself under great obligations to them for what they had done and would do if they could; but if they finally failed in their performance, and our partnership must be dissolved, I should then think myself at liberty to accept the assistance of my friends.

Thus the matter rested for some time, when I said to my partner, "Perhaps your father is dissatisfied at the part you have undertaken in this affair of ours, and is unwilling to advance for you and me what he would for you. If that is the case tell me, and I will resign the whole to you, and go about my business." "No," said he, "my father has really been disappointed, and is really unable, and I am unwilling to distress him further. I see this is a business I am not fit for. I was bred a farmer, and it was folly in me to come to town and put myself, at thirty years of age, an apprentice to learn a new trade. Many of our Welsh people are going to settle in North Carolina, where land is cheap. I am inclined to go with them, and follow my old employment; you may find friends to assist you. If you will take the debts of the company upon you, return to my father the hundred pounds he has advanced, pay my little personal debts, and give me thirty pounds and a new saddle, I will relinquish the partnership and leave the whole in your hands." I agreed to this proposal; it was drawn up in writing, signed, and sealed immediately. I gave him what he demanded, and he went soon after to Carolina; whence he sent me next year two long letters, containing the best account that had been given of that country, the climate, and soil, and husbandry, for in those matters he was very judicious. I printed them in the papers, and they gave great satisfaction to the public.

As soon as he was gone I recurred to my two friends, and because I would not give an unkind preference to either, I took half of what each had offered and I wanted of one, and half of the other; paid off the companyís debts, and went on with the business in my own name, advertising that the partnership was dissolved. I think this was in or about the year 1729.6

About this time there was a cry among the people for more paper-money; only fifteen thousand pounds being extant in the province, and that soon to be sunk. The wealthy inhabitants opposed any addition, being against all paper currency, from the apprehension that it would depreciate as it had done in New England, to the injury of all creditors. We had discussed this point in our Junto, where I was on the side of an addition, being persuaded that the first small sum struck in 1723 had done much good by increasing the trade, employment, and number of inhabitants in the province, since I now saw all the old houses inhabited, and many new ones building; whereas I remembered well, when I first walked about the streets of Philadelphia, eating my roll, I saw many of the houses in Walnut Street, between Second and Front Streets, with bills on their doors, "To be Let," and many likewise in Chestnut Street and other streets, which made me think the inhabitants of the city were, one after another, deserting it.

Our debates possessed me so fully of the subject, that I wrote and printed an anonymous pamphlet on it, entitled, The Nature and Necessity of a Paper Currency.7 It was well received by the common people in general; but the rich men disliked it, for it increased and strengthened the clamour for more money; and, they happening to have no writers among them that were able to answer it, their opposition slackened, and the point was carried by a majority in the House. My friends there, who considered I had been of some service, thought fit to reward me by employing me in printing the money; a very profitable job, and a great help to me. This was another advantage gained by being able to write.

The utility of this currency became by time and experience so evident, that the principles upon which it was founded were never afterwards much disputed; so that it grew soon to fifty-five thousand pounds; and in 1739, to eighty thousand pounds; trade, building, and inhabitants all the while increasing. Though I now think there are limits, beyond which the quantity may be hurtful.

I soon after obtained, through my friend Hamilton, the printing of the Newcastle paper money, another profitable job, as I then thought it; small things appearing great to those in small circumstances; and these to me were really great advantages, as they were great encouragements. Mr. Hamilton procured for me also the printing of the laws and votes of that government; which continued in my hands as long as I followed the business.

I now opened a small stationerís shop. I had in it blanks of all kinds; the correctest that ever appeared among us. I was assisted in that by my friend Breintnal. I had also paper, parchment, chapmen's books, &c. One Whitemarsh, a compositor I had known in London, an excellent workman, now came to me, and worked with me constantly and diligently; and I took an apprentice, the son of Aquila Rose.

I began now gradually to pay off the debt I was under for the printing-house. In order to secure my credit and character as a tradesman, I took care not only to be in reality industrious and frugal, but to avoid the appearances to the contrary. I dressed plain, and was seen at no places of idle diversion. I never went out afishing or shooting; a book indeed sometimes debauched me from my work, but that was seldom, was private, and gave no scandal; and, to show that I was not above my business, I sometimesa brought home the paper I purchased at the stores, through the streets on a wheelbarrow. Thus being esteemed an industrious, thriving young man, and paying duly for what I bought, the merchants who imported stationery solicited my custom; others proposed supplying me with books, and I went on prosperously. In the mean time, Keimerís credit and business declining daily, he was at last forced to sell his printing-house, to satisfy his creditors. He went to Barbadoes, and there lived some years in very poor circumstances.

His apprentice, David Harry, whom I had instructed while I worked with him, set up in his place at Philadelphia, having bought his materials. I was at first apprehensive of a powerful rival in Harry, as his friends were very able, and had a good deal of interest. I therefore proposed a partnership to him, which he, fortunately for me, rejected with scorn. He was very proud, dressed like a gentleman, lived expensively, took much diversion and pleasure abroad, ran in debt, and neglected his business; upon which all business left him, and finding nothing to do he followed Keimer to Barbadoes, taking the printinghouse with him. There this apprentice employed his former master as a journeyman; they quarrelled often, and Harry went continually behindhand, and at length was obliged to sell his types and return to country work in Pennsylvania. The person who bought them employed Keimer to use them, but a few years after he died.

There remained now no other printer in Philadelphia, but the old Bradford; but he was rich and easy, did a little in the business by straggling hands, but was not anxious about it. However, as he held the post-office, it was imagined he had bettor opportunities of obtaining news, his paper was thought a better distributer of advertisements than mine, and therefore had many more; which was a profitable thing to him, and a disadvantage to me. For, though I did indeed receive and send papers by the post, yet the public opinion was otherwise; for what I did send was by bribing the riders, who took them privately; Bradford being unkind enough to forbid it, which occasioned some resentment on my part; and I thought so meanly of the practice, that, when I afterwards came into his situation, I took care never to imitate it.

I had hitherto continued to board with Godfrey, who lived in a part of my house with his wife and children, and had one side of the shop for his glazierís business, though he worked little, being always absorbed in his mathematics. Mrs. Godfrey projected a match for me, with a relationís daughter; took opportunities of bringing us often together, till a serious courtship on my part ensued, the girl being in herself very deserving. The old folks encouraged me by continual invitations to supper, and by leaving us together, till at length it was time to explain. Mrs. Godfrey managed our little treaty. I let her know that I expected as much money with their daughter as would pay off my remaining debt for the printing. house; which I believe was not then above a hundred pounds. She brought me word they had no such sum to spare; I said they might mortgage their house in the loan-office. The answer to this, after some days, was, that they did not approve the match; that, on inquiry of Bradford, they had been informed the printing business was not a profitable one, the types would soon be worn out and more wanted; that Keimer and David Harry had failed one after the other, and I should probably soon follow them; and therefore I was forbidden the house, and the daughter was shut up.

Whether this was a real change of sentiment or only artifice, on a supposition of our being too far engaged in affection to retract, and therefore that we should steal a marriage, which would leave them at liberty to give or withhold what they pleased, I know not. But I suspected the motive, resented it, and went no more. Mrs. Godfrey brought me afterwards some more favourable accounts of their disposition, and would have drawn me on again; but I declared absolutely my resolution to have nothing more to do with that family. This was resented by the Godfreys; we differed, and they removed, leaving me the whole house, and I resolved to take no more inmates.

But this affair having turned my thoughts to marriage, I looked round me and made overtures of acqnaiatance in other places; but soon found, that, the business of a printer being generally thought a poor one, I was not to expect money with a wife, unless with such a one as I should not otherwise think agreeable.

A friendly correspondence as neighbours had continned between me and Miss Readís family, who all had a regard for me from the time of my first lodging in their house. I was often invited there and consulted in their affairs, wherein I sometimes was of service. I pitied poor Miss Readís unfortunate situation, who was generally dejected, seldom cheerful, and avoided company. I considered my giddiness and inconstancy when in London, as in a great degree the cause of her unhappiness; though the mother was good enough to think the fault more her own than mine, as she had prevented our marrying before I went thither, and persuaded the other match in my absence. Our mutual affection was revived, but there were now great objections to our union. That match was indeed looked upon as invalid, a preceding wife being said to be living in England; but this could not easily be proved, because of the distance, &c.; and, though there was a report of his death, it was not certain. Then, though it should be true, he had left many debts, which his successor might be called upon to pay. We ventured, however, over all these difficulties, and I took her to wife, September 1st, 1730. None of the inconveniences happened that we had apprehended; she proved a good and faithful helpmate, assisted me much by attending to the shop; we throve together, and ever mutually endeavoured to make each other happy. Thus I corrected that great erratum as well as I could.

About this time, our club meeting, not at a tavern, but in a little room of Mr. Graceís, set apart for that purpose, a proposition was made by me, that, since our books were often referred to in our disquisitions upon the queries, it might be convenient to us to have them all together where we met that upon occasion they might be consulted; and by thus clubbing our books in a common library, we should, while we liked to keep them together, have each of us the advantage of using the books of all the other members, which would be nearly as beneficial as if each owned the whole. It was liked and agreed to, and we filled one end of the room with such books as we could best spare. The number was not so great as we expected; and, though they had been of great use, yet some inconveniences occurring for want of due care of them, the collection after about a year was separated; and each took his books home again.

And now I set on foot my first project of a public natureóthat for a subscription library. I drew up the proposals, got them put into form by our great scrivener, Brockden, and by the help of my friends in the Junto, procured fifty subscribers of forty shillings each to begin with, and ten shillings a year for fifty years, the term our company was to continue. We afterwards obtained a charter, the company being increased to one hundred. This was the mother of all the North American subscription libraries, now so numerous; it is become a great thing itself, and continually goes on increasing. These libraries have improved the general conversation of the Americans, made the common tradesmen and farmers as intelligent as most gentlemen from other countries, and perhaps have contributed in some degree to the stand so generally made throughout the colonies in defence of their privileges.

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